Constancy Insurance coverage, to not be confused with Constancy Guarantee Companies, is an auto insurance coverage supplier in Berkeley, California. In the present day, we’ll see how Constancy automobile insurance coverage stands as much as the competitors and whether or not you need to put your belief within the insurer.
We’re placing Constancy within the scorching seat to see how its protection choices, charges, and critiques evaluate to these of nationwide automobile insurance coverage suppliers. No matter whether or not you like a small-town insurer or an organization with extra availability, it’s a good suggestion to get auto insurance coverage quotes from a number of completely different corporations once you’re searching for a coverage. Observe the hyperlink beneath to start out evaluating quotes and be certain you’re getting the perfect charges.
On this article:
Constancy Insurance coverage Overview
Constancy Insurance coverage affords insurance coverage insurance policies for patrons in Berkeley, California. The company companions with a number of insurance coverage suppliers, and Constancy insurance coverage brokers work with prospects to seek out the protection and worth level that the client desires.
Some Constancy automobile insurance coverage companions embody Nationwide, Vacationers, Berkshire Hathaway (Geico), Chubb, Foremost, Liberty Mutual, and State Farm. Constancy Insurance coverage writes each private and business traces of insurance coverage. Private traces embody:
- Auto insurance coverage
- Vintage automobile insurance coverage
- Bike insurance coverage
- Life insurance coverage
- Owners insurance coverage
- Condominium insurance coverage
- Jewellery insurance coverage
- Leisure car protection
- Flood insurance coverage
- Renters insurance coverage
By way of business fame, there isn’t a lot data on the market about Constancy Insurance coverage. The Higher Enterprise Bureau (BBB) and AM Finest haven’t rated Constancy, and Constancy’s personal dated web site doesn’t present a lot perception into the insurance coverage company.
Constancy Automotive Insurance coverage Protection
With Constancy automobile insurance coverage, you may get customary protection and some extras by way of one of many insurance coverage suppliers that Constancy works with.
- Legal responsibility insurance coverage
- Medical funds
- Private harm safety
- Uninsured/underinsured motorist protection
- Roadside help
- Towing and labor
- Rental automobile reimbursement
Constancy Automotive Insurance coverage Price And Reductions
There are various elements that have an effect on the worth of automobile insurance coverage, together with your age, gender, car make and mannequin, and driving historical past. In accordance with the Insurance coverage Info Institute, California motorists spent a median of $892.55 on automobile insurance coverage in 2016.
Right here’s a breakdown of the quantities that drivers spent on legal responsibility, collision, and complete automobile insurance coverage that yr. Bear in mind, not all drivers bought the identical varieties of protection or the identical limits.
Legal responsibility insurance coverage
Collision insurance coverage
Complete insurance coverage
Most automobile insurance coverage corporations present reductions that vary from navy reductions to good scholar reductions. With a Constancy automobile insurance coverage coverage, you might qualify for:
- A number of autos low cost
- A number of insurance policies low cost
- Good scholar low cost
- Protected driver low cost
- Low annual mileage low cost
- Automobile security options low cost
Quotes And Claims Processes With Constancy Insurance coverage
You may request a quote for a Constancy automobile insurance coverage plan on Constancy’s web site or by calling an agent. To finish a web-based quote kind, you’ll need to have some data helpful, together with:
- Private particulars like your occupation, stage of schooling, residence, and marital standing
- Automobile data such because the VIN, variety of miles on the odometer, annual mileage, and data of security options like anti-lock brakes
- Driver data for every other drivers on the coverage together with social safety quantity, license data, occupation, driving historical past, and low cost eligibility
- Insurance coverage historical past data
To submit a declare with Constancy Insurance coverage, name 510-548-8200 or log on to submit a request. To finish the request kind, you’ll want:
- Your contact data
- Your coverage quantity
- Location, date, time, and outline of the accident
- Police report particulars, if any
If you wish to test on the standing of a Constancy automobile insurance coverage declare, you possibly can go to the fee and claims middle on the Constancy web site and discover the telephone variety of the automobile insurance coverage supplier that underwrote your coverage.
Scores And Critiques: Constancy Automotive Insurance coverage
Though Constancy automobile insurance coverage isn’t rated by the BBB or AM Finest, there are just a few buyer critiques on the market – all of that are constructive. We couldn’t discover any buyer critiques on Trustpilot or the BBB web site, nevertheless Constancy presently has three critiques on Google and 6 on Yelp.
Constancy automobile insurance coverage prospects are happy with the corporate’s excessive stage of customer support and long-term reliability. Moreover, one Constancy worker determined to share her appreciation for the corporate.
“From the time I requested for an appointment on-line to my go to to their workplace, I used to be impressed at each step of the best way… It’s all the time our choice to do enterprise domestically, and this expertise is strictly why.”
-Linda H. by way of Yelp
“My evaluate is predicated on how Constancy Insurance coverage Service is as an employer. They generously take nice care of us! Right here I’m out for a morning stroll with my canine carrying my [wristlet] that was a Constancy reward to me a few holidays in the past, accompanied by a bonus.”
-Felicia R. by way of Google
Constancy Insurance coverage Expertise
Constancy’s web site is dated, and there’s no cell app to be discovered. On the intense aspect, you may get a quote on-line. Plus, lots of the suppliers throughout the Constancy automobile insurance coverage community supply account administration by way of cell apps.
You can even join with Constancy on Fb, LinkedIn, and Instagram. The enterprise has a YouTube web page, too, with some movies that characteristic Constancy’s rescue canine, Lucy.
The Last Phrase On Constancy Automotive Insurance coverage
Though there isn’t a lot details about the corporate on-line, we expect Constancy Insurance coverage remains to be worthy of your consideration and consideration.
Constancy Automotive Insurance coverage Execs
Constancy Automotive Insurance coverage Cons
Native brokers that promote long-term relationships
Restricted to Berkeley, CA
Companions like Nationwide and State Farm
No scores from BBB or AM Finest
Constructive buyer critiques
Lack of understanding on web site and no cell app
Working with an impartial company to match quotes is usually a nice alternative to ask questions of a dwell agent who is able to assist. The draw back is that you may be lacking out on reductions and protection choices from suppliers outdoors of the company’s community. Even if you happen to assume Constancy is the impartial company in your wants, we suggest researching just a few direct suppliers to get a extra complete image of your automobile insurance coverage choices.
To start out evaluating automobile insurance coverage quotes in Berkeley, comply with the hyperlink beneath.
Our Suggestions For Auto Insurance coverage
After reviewing the perfect auto insurance coverage suppliers within the nation and the preferred California automobile insurance coverage corporations, we discovered State Farm and Geico to be two nice selections on the West Coast.
State Farm: Finest For College students
Our analysis discovered that State Farm is the preferred automobile insurance coverage selection for individuals in California and the perfect for college kids. That is due to the reductions out there to this age group, like scholar low cost and the Steer Clear® program. Steer Clear is a driving refresher course out there to drivers below the age of 25 that comes with financial savings.
However State Farm has methods for patrons of any age to save lots of on automobile insurance coverage insurance policies, just like the Drive Protected and Save™ program that works by way of the State Farm app to observe your driving habits. In the event you speed up too rapidly or brake too laborious, the app will know. However don’t fear, the data collected can solely qualify you for reductions – it received’t work towards you.
Geico: Finest General
Geico typically has the most affordable auto insurance coverage insurance policies in California, and we named Geico the perfect total supplier in our business evaluate. Geico prospects can select from quite a lot of protection choices to fulfill minimal state legal guidelines or create a extra complete plan with roadside help, rental automobile reimbursement, and mechanical breakdown insurance coverage.
Geico affords good scholar reductions, buyer loyalty reductions, and bonus financial savings for drivers who swap to Geico from one other auto insurance coverage firm.
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